AML Policy

Anti-Money Laundering (AML) Policy

Pinov Inc. AML Policy

As a compliant money service business registered and regulated by the Financial Transactions and Reports Analysis Centre of Canada, Pinov Inc. adheres to strict Anti-Money Laundering (AML) measures to prevent financial crimes.

Customer Identification Obligations

Before offering any service, we are required to verify customer identities, including:

  • Full Name
  • Address
  • Phone Number
  • Date of Birth (for individuals)
  • Additional documentation for businesses

Risk-Based Approach

We assess each customer’s risk profile based on their activities and implement measures to mitigate risks such as fraud, money laundering, and terrorism financing.

Screening and Monitoring

  1. Screening Processes: Regularly verify customers against:
    • Adverse Media
    • Politically Exposed Persons (PEP) Lists
    • Sanctions Databases
  2. Transaction Monitoring: Analyze patterns to detect and report suspicious activity.
  3. Compliance Reporting: Submit necessary Suspicious Transaction Reports (STRs) to authorities.

Customer Data Protection

All customer information is collected, stored, and utilized in strict compliance with privacy legislation and our Privacy Policy.


Disclaimer

General Information

The information provided on Pinov Inc’s website is intended for informational purposes only. While we aim for accuracy, we do not guarantee the completeness or suitability of the content.

Professional Advice

This website does not constitute professional advice. Please consult a qualified professional for specific guidance.

External Links

Our website may link to external sites for convenience. Pinov Inc. is not responsible for the content or practices of these sites.

Limitation of Liability

Pinov Inc. is not liable for:

  • Direct, indirect, or incidental damages arising from the use of our website.
  • Loss of data, profit, or opportunity associated with site access.

Website Modifications

We reserve the right to modify or discontinue site features without notice.

No Warranty

This website is provided “as is” without warranties of any kind.


Contact Us

For inquiries regarding this disclaimer, kindly reach out using the contact form